Scenario
Spend vs Invest
One-shot decision: now or later
About you
We use this to gauge affordability.
₹
years
The amount
₹
If invested instead
Total: 100%
Stocks25%
Expected return 12% (assumed, not guaranteed). Range 8–16%.
Mutual Funds40%
Expected return 11% (assumed, not guaranteed). Range 8–13%.
Fixed Deposit25%
Expected return 6.5% (assumed, not guaranteed). Range 6–7%.
Gold10%
Expected return 7% (assumed, not guaranteed). Range 5–9%.
Assumed return — actual outcomes may vary.
Life Impact (What You Feel)
Adjust to reflect what this means to you, day-to-day.
5
How much daily hassle this saves
5
Higher = more stressful for you
5
Impact on the people around you
5
How much of your time it gives back
This tool is for educational simulation purposes only and does not constitute financial advice.